Understanding your Cost of Attendance (COA) is essential for planning how to finance your education and manage living expenses throughout the year. This page breaks down the full picture of expected costs, which determine your maximum financial aid eligibility and can help guide informed borrowing decisions.
The Cost of Attendance (COA) or proposed budget is the total estimated cost for the academic year. It includes expenses you will incur as both direct educational expenses (such as tuition, fees and on-campus housing that will appear on your bill) and indirect costs (expenses not on the bill, but you may have such as books/supplies, transportation, off-campus living expenses, etc.) Financial aid offers cannot exceed the COA.
Please reach out to the Office of Student Financial Planning with any questions about your COA.
An additional $750 will be added to your first semester’s COA to assist with purchasing a computer. If you do not need the additional $750, we strongly suggest reducing the amount of loans funds you accept by this amount.
When calculating the amount you will borrow and the budgets listed you must take into consideration the Federal mandated origination fees. Access types of aid for additional information.
Once the specific on- or off-campus total budget has been met, no additional funds will be available. Your current outstanding consumer debt cannot be included in the budget.
2026-2027 Cost of Attendance
The COA/budgets outlined below represents the 2026-2027 academic year. This includes the Summer 2026, Fall 2026, and Spring 2027 semesters. Federal regulations require COA/Budgets be updated annually for each academic year. At New York Medical College, these updates are typically completed by the end of April each year.
Physical Therapy
Class of 2029
|
On-Campus |
With Parent |
Off-Campus |
|
|---|---|---|---|
|
Direct Expenses |
|
|
|
|
Tuition |
$39,300 |
$39,300 |
$39,300 |
|
Fees |
$2,670 |
$2,670 |
$2,670 |
|
On-Campus Housing (12 months) |
$13,959 |
NA |
NA |
|
CIL Fee |
$700 |
NA |
NA |
|
Total Direct/Billable Expenses |
$56,629 |
$41,970 |
$41,970 |
|
|
|
|
|
|
Indirect Expenses |
|
|
|
|
Books and Supplies |
$1,101 |
$1,101 |
$1,101 |
|
Food |
$5,741 |
$2,000 |
$5,741 |
|
Off-Campus Housing |
NA |
$6,775 |
$20,000 |
|
Utilities |
NA |
NA |
$1,999 |
|
Transportation |
$1,630 |
$2,620 |
$2,620 |
|
Personal |
$1,650 |
$1,600 |
$2,321 |
|
Computer |
$750 (Summer Only |
$750 (Summer Only |
$750 (Summer Only |
|
Federal Loan Origination Fees |
$225 |
$225 |
$225 |
|
Total Indirect Expenses |
$11,097 |
$15,071 |
$34,757 |
|
|
|
|
|
|
TOTAL DIRECT & INDIRECT EXPENSES |
$67,726 |
$57,041 |
$76,727 |
Class of 2028
|
On-Campus |
With Parent |
Off-Campus |
|
|---|---|---|---|
|
Direct Expenses |
|
|
|
|
Tuition |
$39,300 |
$39,300 |
$39,300 |
|
Fees (Includes Medical Supplies Fee) |
$1,520 |
$1,520 |
$1,520 |
|
On-Campus Housing |
$15,314 |
NA |
NA |
|
CIL Fee |
$700 |
NA |
NA |
|
Total Direct/Billable Expenses |
$56,834 |
$40,820 |
$40,820 |
|
|
|
|
|
|
Indirect Expenses |
|
|
|
|
Books and Supplies |
$1,101 |
$1,101 |
$1,101 |
|
Food |
$5,825 |
$2,000 |
$5,825 |
|
Off-Campus Housing |
NA |
$8,725 |
$22,690 |
|
Utilities |
NA |
NA |
$1,999 |
|
Transportation |
$1,799 |
$2,882 |
$2,591 |
|
Personal |
$1,815 |
$1,760 |
$1,953 |
|
Federal Loan Origination Fees |
$405 |
$405 |
$405 |
|
Total Indirect Expenses |
$10,945 |
$16,873 |
$36,564 |
|
|
|
|
|
|
TOTAL DIRECT & INDIRECT EXPENSES |
$67,779 |
$57,693 |
$77,384 |
Class of 2027
|
On-Campus |
With Parent |
Off-Campus |
|
|---|---|---|---|
|
Direct Expenses |
|
|
|
|
Tuition |
$39,300 |
$39,300 |
$39,300 |
|
Fees (Includes Medical Supplies Fee) |
$1,520 |
$1,520 |
$1,520 |
|
On-Campus Housing |
$15,314 |
NA |
NA |
|
CIL Fee |
$700 |
NA |
NA |
|
Total Direct/Billable Expenses |
$56,834 |
$40,820 |
$40,820 |
|
|
|
|
|
|
Indirect Expenses |
|
|
|
|
Books and Supplies |
$1,101 |
$1,101 |
$1,101 |
|
Food |
$5,825 |
$2,000 |
$5,825 |
|
Off-Campus Housing |
NA |
$14,350 |
$25,464 |
|
Utilities |
NA |
NA |
$1,999 |
|
Transportation |
$1,956 |
$3,144 |
$3,144 |
|
Personal |
$1,980 |
$1,920 |
$2,532 |
|
Federal Loan Origination Fees |
$405 |
$405 |
$405 |
|
Total Indirect Expenses |
$11,267 |
$22,920 |
$40,470 |
|
|
|
|
|
|
TOTAL DIRECT & INDIRECT EXPENSES |
$68,101 |
$63,740 |
$81,290 |
Speech Language Pathology
Class of 2028
|
On-Campus |
With Parent |
Off-Campus |
|
|---|---|---|---|
|
Direct Expenses |
|
|
|
|
Tuition |
$41,495 |
$41,495 |
$41,495 |
|
Fees (Includes Medical Supplies Fee) |
$2,735 |
$2,735 |
$2,735 |
|
On-Campus Housing |
$10,520 |
NA |
NA |
|
CIL Fee |
$700 |
NA |
NA |
|
Total Direct/Billable Expenses |
$55,450 |
$44,230 |
$44,230 |
|
|
|
|
|
|
Indirect Expenses |
|
|
|
|
Books and Supplies |
$734 |
$734 |
$734 |
|
Food |
$4,532 |
$2,000 |
$4,532 |
|
Off-Campus Housing |
NA |
$5,800 |
$16,140 |
|
Utilities |
NA |
NA |
$1,520 |
|
Transportation |
$1,304 |
$2,096 |
$2,096 |
|
Personal |
$1,320 |
$1,280 |
$1,688 |
|
Computer |
$750 (Fall Only) |
$750 (Fall Only) |
$750 (Fall Only) |
|
Federal Loan Origination Fees |
$254 |
$254 |
$254 |
|
Total Indirect Expenses |
$8,894 |
$12,914 |
$27,714 |
|
|
|
|
|
|
TOTAL DIRECT & INDIRECT EXPENSES |
$64,344 |
$57,144 |
$71,944 |
Class of 2027
|
On-Campus |
With Parent |
Off-Campus |
|
|---|---|---|---|
|
Direct Expenses |
|
|
|
|
Tuition |
$41,495 |
$41,495 |
$41,495 |
|
Fees (Includes Medical Supplies Fee) |
$1,690 |
$1,690 |
$1,690 |
|
On-Campus Housing |
$14,596 |
NA |
NA |
|
CIL Fee |
$700 |
NA |
NA |
|
Total Direct/Billable Expenses |
$58,481 |
$43,185 |
$43,185 |
|
|
|
|
|
|
Indirect Expenses |
|
|
|
|
Books and Supplies |
$1,101 |
$1,101 |
$1,101 |
|
Food |
$5,694 |
$2,000 |
$5,694 |
|
Off-Campus Housing |
NA |
$7,750 |
$20,047 |
|
Utilities |
NA |
NA |
$1,999 |
|
Transportation |
$1,630 |
$2,620 |
$2,620 |
|
Personal |
$1,650 |
$1,600 |
$2,110 |
|
Federal Loan Origination Fees |
$405 |
$405 |
$405 |
|
Total Indirect Expenses |
$10,480 |
$15,476 |
$33,976 |
|
|
|
|
|
|
TOTAL DIRECT & INDIRECT EXPENSES |
$68,961 |
$58,661 |
$77,161 |
Public Health and Bioethics
Summer Budget
4 credits are considered full-time for the summer
2 credits are considered part-time for the summer
Adhering to new federal regulations for 2026-2027, students enrolled less than full-time will have their federal loans prorated.
|
On-Campus |
With Parent |
Off-Campus |
|
|---|---|---|---|
|
Direct Expenses |
|
|
|
|
Tuition M.P.H. Program |
$1,270 per credit |
$1,270 per credit |
$1,270 per credit |
|
Tuition Dr. P.H. Program |
$1,415 per credit |
$1,415 per credit |
$1,415 per credit |
|
Tuition Bioethics Program |
$1,270 per credit |
$1,270 per credit |
$1,270 per credit |
|
On-Campus Housing |
$2,845 |
NA |
NA |
|
Total Direct/Billable Expenses |
$2,845* |
See Note Below* |
See Note Below* |
|
|
|
|
|
|
Indirect Expenses |
|
|
|
|
Books and Supplies |
$367 |
$367 |
$367 |
|
Food |
$1,213 |
$700 |
$1,213 |
|
Off-Campus Housing |
NA |
$1,250 |
$3,910 |
|
Utilities |
NA |
NA |
$425 |
|
Transportation |
$326 |
$640 |
$476 |
|
Personal |
$330 |
$320 |
$422 |
|
Federal Loan Origination Fees |
$85 |
$85 |
$85 |
|
Total Indirect Expenses |
$2,321 |
$3,362 |
$6,898 |
|
TOTAL DIRECT & INDIRECT EXPENSES * |
$5,166 |
$3,362 |
$6,898 |
*Per-credit tuition is not included in the Total Direct/Billable Expenses, as it varies based on the number of credits you enroll in. To estimate your total cost, multiply the per-credit tuition rate by your number of credits and add it to the Total Direct/Billable Expenses listed above.
Full-Time Fall/Spring Budget
8 or more credits are considered full-time
|
|
On-Campus |
With Parent |
Off-Campus |
|---|---|---|---|
|
Direct Expenses |
|
|
|
|
Tuition M.P.H. Program |
$1,270 per credit |
$1,270 per credit |
$1,270 per credit |
|
Tuition Dr.P.H. Program |
$1,415 per credit |
$1,415 per credit |
$1,415 per credit |
|
Tuition Bioethics Program |
$1,270 per credit |
$1,270 per credit |
$1,270 per credit |
|
Fees |
$875 |
$875 |
$875 |
| On-Campus Housing |
$11,254 |
NA |
NA |
| CIL Fee |
$700 |
NA |
NA |
|
Total Direct/Billable Expenses |
$12,829* |
$875* |
$875* |
|
|
|
|
|
| Indirect Expenses |
|
|
|
|
Books and Supplies |
$734 |
$734 |
$734 |
|
Food |
$4,978 |
$2,000 |
$4,978 |
|
Off-Campus Housing |
NA |
$5,800 |
$15,215 |
|
Utilities |
NA |
NA |
$1,999 |
|
Transportation |
$1,304 |
$2,560 |
$1,904 |
|
Personal |
$1,320 |
$1,280 |
$1,688 |
|
Federal Loan Origination Fees |
$170 |
$170 |
$170 |
|
Total Indirect Expenses |
$8,506 |
$12,544 |
$26,688 |
|
TOTAL DIRECT & INDIRECT EXPENSES* |
$21,335 |
$12,544 |
$26,688 |
*Per-credit tuition is not included in the Total Direct/Billable Expenses, as it varies based on the number of credits you enroll in. To estimate your total cost, multiply the per-credit tuition rate by your number of credits and add it to the Total Direct/Billable Expenses listed above.
Part-Time Fall/Spring Budget
4-7 credits are considered part-time.
Adhering to new federal regulations for 2026-2027, students enrolled less than full-time will have their federal loans prorated.
|
|
On-Campus |
With Parent |
Off-Campus |
|---|---|---|---|
|
Direct Expenses |
|
|
|
|
Tuition M.P.H. Program |
$1,270 per credit |
$1,270 per credit |
$1,270 per credit |
|
Tuition Dr.P.H. Program |
$1,415 per credit |
$1,415 per credit |
$1,415 per credit |
|
Tuition Bioethics Program (Not included in total) |
$1,270 per credit |
$1,270 per credit |
$1,270 per credit |
|
Fees |
$875 |
$875 |
$875 |
| On-Campus Housing |
$5,627 |
NA |
NA |
| CIL Fee |
$700 |
NA |
NA |
|
Total Direct/Billable Expenses |
$7,202 |
$875* |
$875* |
|
|
|
|
|
| Indirect Expenses |
|
|
|
|
Books and Supplies |
$367 |
$367 |
$367 |
|
Food |
$2,489 |
$1,000 |
$2,489 |
|
Off-Campus Housing |
NA |
$2,900 |
$7,608 |
|
Utilities |
NA |
NA |
$1,000 |
|
Transportation |
$652 |
$1,280 |
$952 |
|
Personal |
$660 |
$640 |
$844 |
|
Federal Loan Origination Fees |
$170 |
$170 |
$170 |
|
Total Indirect Expenses |
$3,508 |
$5,547 |
$12,416 |
|
|
|
|
|
|
TOTAL DIRECT & INDIRECT EXPENSES* |
$10,710 |
$5,547 |
$12,416 |
*Per-credit tuition is not included in the Total Direct/Billable Expenses, as it varies based on the number of credits you enroll in. To estimate your total cost, multiply the per-credit tuition rate by your number of credits and add it to the Total Direct/Billable Expenses listed above
